Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Yuyun Hidayat; Sukono Sukono; Titi Purwandari

doi:10.46336/ijrcs.v3i4.335

Preparation Training for the Implementation of Agricultural Micro Insurance in the Prosperous Farmers Group, Parungponteng Village, Tasikmalaya Regency

Yuyun Hidayat, Sukono Sukono, Titi Purwandari

Abstract

Agriculture is a form of processing biological natural resources with the help of technology, capital, labor, and management. In Indonesia, agriculture is the main source of livelihood in some areas, one of which is Cibungur village, Parungponteng sub-district, Tasikmalaya district, West Java. With agriculture as the main livelihood in the village, all of these are not spared from the risks that can damage the agricultural sector. With the risks that can occur, there comes a solution to this problem, one of which is insurance. One of the insurance facilities for handling farmer risk is the Agricultural Micro Insurance program, which is expected to provide protection against the risk of uncertainty by providing guarantees for farmers to get working capital for farming from insurance claims. With this insurance, it can also reduce the risks that will occur which may be detrimental in the future. To realize this micro-insurance, we provide guidance to the prosperous farmer cooperative groups to form micro-insurance within the cooperative.

Keywords

Agriculture; Risk; Insurance; Cooperative

Full Text:

PDF

References

Augustine, S.Y. and Adesunkanmi, O.S. 2018. Microinsurance Policy and Peace of Mind among the Small Scale Farmers: (A Case of Small Scale Farmers in the Southwestern Part of Nigeria). Saudi J. Econ. Fin., Vol-2, Iss-6 (Nov-Dec, 2018): 302-313.

Badina, T., and Suharto, U., S. (2020). Prospek Asuransi Mikro dalam Mengembangkan mPembiayaan Mikro di Banten. Jurnal Riset Akuntansi Terpadu, 13(2), 216-231.

Bembok, N., Kapantow, G. H. M., and Rengkung, L. R. (2020). Kontribusi Sektor Pertanian dalam Perekonomian di Kabupaten Minahasa. Agrisosioekonomi: Jurnal Transdisiplin Pertanian, 16(3), 333-342.

Churchill, C., and Matul, M. 2012. Protecting the Poor: A Micro Insurance Compendium Volume II. Geneva: International Labour Organisation.

Hasanabadizadeh, N., Omidi-Najafabadi, M., Mirdamadi, S.M. and, Lashgarara, F. 2019. An agricultural micro-insurance development model for rural areas of Iran. Eurasia J Biosci, 13, 2071-2077.

Hayati, M., Elfiana, and Martina. (2017). Peranan Sektor Pertanian dalam Pembangunan Wilayah Kabupaten Bireuen Provinsi Aceh. Jurnal S. Pertanian, 1(3), 213 – 222.

Heenkenda, S. (2016). Inclusive Insurance Sector: An Innovative Business Model for MicroInsurance Delivery in Sri Lanka. Munich Personal RePEc Archive, 1-16.

Kusumaningrum, S. I. (2019). Pemanfaatan Sektor Pertanian sebagai Penunjang Pertumbuhan Perekonomian Indonesia. Jurnal Transaksi, 11(1), 80-89.

Pasaribu, S. M. and Sudiyanto A. (2016). Agricultural Risk Management: Lesson Learned from the Application of Rice Crop Insurance in Indonesia. Climate Change Policies and Challenges in Indonesia, 305-322.

Reyes, C. M., Agbon, A. D., Mina, C. D., and Gloria, R. A. B. 2017. Agricultural Insurance Program: Lessons from different country experiences. PIDS Discussion Paper Series. 2, 1-33.

Rimawati, Kurnia, T., Alhifni, A. (2019). Analysis of Micro Insurance Models For Fishermans. JEBIS: Jurnal Ekonomi dan Bisnis Islam, 5(2), 134-167.

Septian, D., and Anugrah, G., C. (2014). Perlindungan Petani melalui Konsep Asuransi Pertanian pada Gabungan Kelompok Tani Desa Argorejo, Kabupaten Bantul. Jurnal Penelitian Hukum, 1(2), 92-108.

Vandawati, Z., Sabrie, H., Y., Dermawan, R. (2019). Perjanjian Asuransi Pertanian Pada Program Ketahanan Pangan oleh Pemerintah. Jurnal Hukum & Pembangunan, 49(3), 592-612.

Wardani, M. H. S., Hidayat, S. I., and Hidayat, R. (2020). Analisis Respon Petani terhadap Program Asuransi Usahatani Padi (AUTP) di Kecamatan Bungah Kabupaten Gresik. Jurnal Ilmiah Ekonomi, Manajemen dan Agribisnis, 8(1), 36-45.

Zhang, X., Yin, W., Wang, J., Ye, T., and Zhao, J. 2015. Crop Insurance Premium Ratemaking Based on Survey Data: A Case Study from Dingxing county, China. International Journal of Disaster Risk Science, 6(3), 207-215.

DOI: https://doi.org/10.46336/ijrcs.v3i4.335